Assuming a VA loan can be a convenient and cost-effective way for veterans to finance a new home. By assuming a loan, the buyer can take over an existing mortgage when buying a home. Loan assumption can have numerous advantages for the buyer and seller, and is considered an often overlooked VA benefit. Here are some major reasons...

Buying a house is a complicated financial and logistical process. The right preparation can make a huge difference in making the process go as smoothly as possible. Here is a list of the most important things to do before buying a home to help you prepare: Check Your Financials There are a few financials you should check on...

Mortgage points can be a confusing topic, especially if you’re not familiar with them. And while they are hefty in value, the information surrounding them is often overwhelming. So, let’s start with the most basic point: What, exactly, are mortgage points, and why do I need to know about them? Here’s a quick and simple guide to understanding...

If you’re searching for a new home, it’s important to be aware of the different terminology used for property conditions. Knowing the details of a property can help you avoid extra costs and frustration after purchase. “Move-in ready” is one term you will probably encounter in the housing market. Here is an explanation of what “move-in ready” actually...

Photo by David McBee from Pexels When you’re considering where to build a new house, much of your focus will go into researching specific lots of land you might build on. While extensive due diligence into specific lots is certainly necessary and appropriate, don’t forget to consider the broader neighborhood the lots are in. Here are five tips...

Photo by Karolina Grabowska from Pexels When you're buying a new construction home, you may be in a situation where you can't sell your existing home until the new one is complete. This can cause added financial stress, but it doesn't have to. Bridge loans are specialized loans that can eliminate this added pressure. Here are a few...